Lineage
Built for the regulator that's coming.
South Africa holds over R90 billion in unclaimed financial assets.
Pensions without retirees. Policies without beneficiaries. Bank accounts without owners. Estates without heirs.
Lineage matches the record to the person — at scale, in eleven languages, with a compliance trail the regulator will accept.
Why R90 billion stays unclaimed
Records are fragmented.
Names spelled three ways. ID numbers half-typed. Addresses from a 1998 application form. The data doesn't match — even when the person does.
Outreach is broken.
A letter to a 1995 address. A call to a number disconnected for years. The rightful owner exists; the channel doesn't.
Compliance is heavy.
POPIA, FICA, KYC, kinship — every match has to survive an audit. Most teams stop trying.
Languages are missed.
Outreach in English alone misses most of the country. Most owners don't answer in English first.
A POPIA-grade identity engine that finds the rightful owner of fragmented records — the unclaimed pension, the dormant policy, the missing beneficiary. Used by fund administrators, banks, attorneys, and fintechs to close South Africa's R90-billion unclaimed-asset gap.
Identity resolution
Fuzzy matching across name spellings, ID variants, kinship, address history.
Vernacular outreach
Voice and SMS agents that engage in all eleven official South African languages.
POPIA-grade trail
Every match, every contact, every consent — logged, timestamped, and exportable for audit.
Verticals that fit
Recovery, KYC, Collect, Estates, Process, Public, Dormant, Central — packaged for the institution's use case.
Who Lineage is for
- Fund administrators — pension, provident, retirement annuity
- Insurers — life, funeral, retirement product books
- Banks — dormant account remediation, FICA refresh
- Debt collectors — locating debtors with consent and trail
- Attorneys & estates — finding heirs and beneficiaries
- Government & SOEs — public benefit recovery, beneficiary outreach
Four pillars the product is built on.
Identity engine
Match fragmented records to the rightful owner. Built for messy data.
Vernacular agents
Voice and SMS in all eleven SA languages.
Compliance core
POPIA-grade by design. Every step audited.
Vertical fit
Eight institutional verticals shipped, more in queue.
The Conduct of Financial Institutions Bill is coming. Treasury is pressing on unclaimed assets. The regulator is no longer asking — they are starting to require. Lineage is the engine the country needs before the deadline arrives.
Lineage operates as a processor on behalf of the institution holding the assets. Lawful basis is confirmed before any outreach. Every interaction is logged for audit.
Get involved with Lineage.
Three ways to be part of what we're building. Pick the one that fits.
Get early access.
Join the waiting list to be among the first to use Lineage when it opens.
Build alongside us.
Distribution partners, integrators, channel operators, and institutional partners for Lineage.
Track the build.
Investor relations for Lineage — early access to public-facing materials and milestones.